Flat-Fee Fiduciary Financial Planning & Tax-Optimized Wealth Management in Boston, MA
Evergreen Wealth Management provides comprehensive, conflict-free financial guidance for professionals and families approaching or in retirement. Led by Nick Stevens, CFP®, we operate as a fee-only fiduciary RIA in Boston, MA, serving clients nationwide. For one flat monthly fee of $725, you get investment management through Charles Schwab, retirement income planning, tax strategy, and ongoing financial planning — no AUM percentages, no commissions, no conflicts of interest.
Retirement Planning That Goes Beyond Investment Management
If you’re over 50 and approaching retirement, your financial focus has shifted from accumulation to preservation and distribution. Evergreen helps Boston-area and nationwide clients answer the critical questions that traditional investment-only firms often overlook:
Retirement Longevity: Evergreen builds dynamic retirement income plans that stress-test your savings against inflation, market downturns, and longevity risk.
Adaptive Investing: We manage diversified, low-cost portfolios through Charles Schwab, designed to adapt as markets and your needs evolve.
Tax Efficiency: From Roth conversions to tax-loss harvesting, Evergreen’s CFP® advisor integrates tax strategy into every financial decision.
Comprehensive Fiduciary Financial Planning — Flat-Fee, Transparent, and Personalized
You’ve worked hard to build your wealth — now it’s time to make sure it works just as hard for you.
At Evergreen, CFP® fiduciary Nick Stevens provides flat-fee financial planning for clients in Boston and nationwide, integrating your investments, retirement income, and tax strategy into one clear plan for financial peace of mind.
What’s Included in Evergreen’s Flat-Fee Financial Planning
Work with a CFP® Fiduciary — Partner with an expert legally bound to act in your best interest. We provide objective, conflict-free advice designed entirely around your specific life goals.
Create a Personalized Roadmap — Set clear milestones and next steps to reach retirement security — covering income planning, Social Security, Medicare, and estate coordination.
Flat-Fee Wealth Management — $725/month, regardless of portfolio size. Professional investment management and planning with no AUM percentage, no commissions, and no hidden incentives.
Flat-Fee Fiduciary Wealth Management in Boston – No AUM%, Ever
We believe financial advice should be transparent, conflict-free, and aligned entirely with your best interests. By replacing the traditional AUM percentage with a flat monthly fee, Evergreen ensures you always know exactly what you’re paying for.
Our fiduciary, CFP® professional Nick Stevens provides comprehensive wealth management for clients in Boston and nationwide — one predictable cost, no commissions, no surprises.
- Flat Monthly Fee – $725/month, regardless of portfolio size
- Transparent Pricing – No AUM %, no hidden commissions, and no tiered fees.
- 100% Fiduciary – No product sales. We are paid only by you, to work only for you.
Tell us about your financial goals.
Stories of Success
Confusion to Clarity
Cynthia is ready to retire from teaching and Dennis is happy in his career as a software engineer. They need help navigating their timeline & next steps.
Not Feeling the Love
Jane, a retired widow, has been working with an advisor for years, but feels more like another number as their firm grows. She wants to find someone with the right experience and commitment to help.
The Lone Wolf
Todd, a confident stock picker, realizes he has some blind spots with his finances. He wants someone he trusts to help with his tax and estate planning, while maintaining the spirit of his portfolio so that he has a lasting legacy for his wife and kids.
Face Retirement Confidently
With a Fiduciary You Can Trust
Work directly with a CERTIFIED FINANCIAL PLANNER™ (CFP®) fiduciary to create a flexible, goal-based retirement plan you can rely on in every market.
Whether you’re in the Boston area or meeting virtually, you’ll know exactly what to expect — transparent pricing, objective advice, and zero sales pressure.
Step #1
Schedule a 45-Minute Intro
No prep required — just a relaxed conversation to learn what brought you here and what you’d like to achieve.
Step #2
Get to Know Each Other
If it feels like a good fit, we’ll share more about our flat-fee approach and discuss your goals, priorities, and current plan.
Step #3
Review Your Personalized Financial Plan
We’ll present your fiduciary plan and a clear action list you can keep — no commitment required. If you choose to move forward, we’ll guide every next step.