Flat-Fee Financial Advisor in Burlington, MA
Evergreen Wealth Management is a flat-fee, fiduciary financial planning firm serving Burlington, Massachusetts and the 128 Technology Corridor. For pre-retirees and retirees with $1,000,000 or more in investable assets, the fee is $900 per month ($10,800 per year). Fees are negotiable. No commissions, no AUM percentage, no proprietary products. Burlington’s mix of tech professionals, dual-income engineering households, and Lahey Hospital employees brings a specific set of retirement planning challenges: concentrated stock from one employer, RSU vesting schedules, and dual-401(k) coordination. We meet clients in person at the Workbar Burlington location and virtually via Zoom.
$900
PER MONTH, FLAT FEE
$1M
ASSET MINIMUM
20+
YEARS AS A FINANCIAL ADVISOR
100%
FIDUCIARY, FEE-ONLY
Why Burlington families choose flat-fee planning
Burlington sits at the intersection of Routes 128 and 3, making it one of the most concentrated tech and biotech corridors in New England. Major employers nearby include Microsoft, Oracle, Lahey Hospital, and a long list of mid-stage software and biotech firms. Many Burlington households are dual-income — engineers, product managers, healthcare professionals — with substantial RSU and stock-option compensation as part of total comp.
That mix creates a specific planning profile. Concentrated stock in one employer, RSU vesting that doesn’t align with cash needs, dual-401(k) coordination across two employers, and the question of when to diversify out of company stock without triggering a massive tax bill. A flat fee makes sense for these households because the planning work is what they need — not investment management billed as a percentage that scales with a $1.5M to $10M portfolio.
At $900 per month, Evergreen’s flat fee covers comprehensive planning, investment management, retirement income strategy, and year-round tax planning — the same work for $1M and $5M portfolios. See how the flat fee compares to traditional 1% AUM →
Common Burlington retirement situations
The most common situations we work through with Burlington clients: dual-income couples five to ten years from retirement with concentrated stock in one or both employers; tech executives whose RSU vesting will spike taxable income for three to five years and then drop dramatically; and Lahey Hospital and other healthcare professionals navigating 403(b) and 457 plan coordination on top of standard 401(k) accounts.
The planning work is typically: model the tax cost of diversifying out of concentrated stock across multiple tax years; coordinate Roth conversions in the gap years between W-2 income ending and Social Security or RMDs starting; and build a retirement income plan that doesn’t depend on the next vesting cycle. We use eMoney for the income modeling, Holistiplan for tax return analysis, and Nitrogen for portfolio risk alignment.
Where we meet in Burlington
In-person meetings with Burlington clients happen at the Workbar Burlington coworking location on Burlington Mall Road, a few minutes from the 128 corridor. Most clients meet by Zoom for ongoing reviews — it’s faster, more flexible, and works well for dual-income households where coordinating two schedules around an in-person meeting can be the bottleneck. The Boston headquarters at 399 Boylston Street is also available for clients who want a downtown meeting.
Evergreen serves clients nationwide, but Burlington is one of the markets where in-person availability matters — especially for the first meeting and major milestone reviews like retirement transition planning.
Frequently asked questions about flat-fee financial planning in Burlington
Where do you meet clients in Burlington, MA?
In-person meetings are held at the Workbar Burlington coworking location on Burlington Mall Road, a few minutes from the Routes 128/3 interchange. Most ongoing reviews happen via Zoom for scheduling flexibility. The Boston headquarters at 399 Boylston Street is also available for downtown meetings.
Who is Evergreen’s typical Burlington client?
Pre-retirees and retirees living in Burlington with $1,000,000 or more in investable assets. Common situations include dual-income tech and biotech households with concentrated stock or RSUs from a current or former employer, Lahey Hospital and other healthcare professionals, and engineering or product-management executives planning a transition out of full-time work.
How does Evergreen compare to other Burlington financial advisors?
Most financial advisors in the Burlington area charge 1% of assets under management, which means a $2 million portfolio costs $20,000 per year. Evergreen charges $900 per month ($10,800 per year) for relationships of $1,000,000 or more. The flat fee includes comprehensive planning, investment management, retirement income strategy, and year-round tax planning. No commissions, no proprietary products, no referral fees.
Can you help with concentrated stock from my Burlington-area employer?
Yes. Concentrated stock from a single employer — especially in tech and biotech — is one of the most common planning situations we work through with Burlington clients. The work involves modeling the tax cost of diversifying across multiple years, coordinating with RSU vesting schedules, and integrating the diversification plan with retirement income strategy. We use Holistiplan for the tax modeling.
Affiliations & credentials
Independent. Fiduciary. Member of the most established fee-only advisor organizations.
Schedule a free consultation in Burlington
A complimentary 45-minute conversation. In person at Workbar Burlington or virtually via Zoom. No obligation, no sales pitch.