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Featured Home, Retirement Income Planning, Retirement Planning, Social Security, Social Security & Medicare, Tax Planning, Withdrawal StrategiesHow Mark and Susan Earned Six Figures While Paying Zero Federal Income Tax
Here’s how a Massachusetts couple did it — and when the window closes. Every year, the IRS gives retirees a powerful starting point: the standard deduction. Thanks to the new…
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Don’t Overlook the Spousal IRA: A Retirement Savings Opportunity
What Is a Spousal IRA? A Spousal IRA allows a working spouse to contribute to an IRA on behalf of…
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Medicare Enrollment: What to Know Before October
Every fall, millions of retirees face the same question: Do I need to make changes to my Medicare coverage during…
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Roth IRA Conversions in Retirement: What to Know Before You Decide
For many retirees, the question of whether to convert a Traditional IRA to a Roth IRA comes up at some…
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Financial Decisions Are About Trade-Offs—Not Right or Wrong
In financial planning, people often want to know: “Is this a good strategy?” The real answer? It depends. Our industry…
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Managing Volatility in Retirement: Protecting Against Market Losses and Currency Debasement
Retirement can be the most rewarding chapter of your life — but it can also be the most financially vulnerable.…
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Social Security Timing for Massachusetts Retirees: The Real Costs of Claiming Early vs. Waiting
For many retirees in Massachusetts — whether you live in Newton, Wellesley, Lexington, or along the South Shore — deciding…
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Tax-Efficient Withdrawals: Keeping More of Your Retirement Income
Introduction When most retirees think about making withdrawals from their investments, the focus is usually on how much they need…
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Creating Your Own Paycheck in Retirement: Turning Savings into Steady Income
Introduction For decades, you’ve been working for a paycheck. It arrived every two weeks, like clockwork, giving you the confidence…
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Real Retiree Scenarios Under the Big Beautiful Bill
Over the past five blog posts, we’ve walked through how the One Big Beautiful Bill (OBBB) could affect retirees when…