Disclosures and Terms of Service
Website Terms and Disclosures
Evergreen Wealth Management LLC (“Evergreen,” doing business as Evergreen Retirement Planning) is a registered investment adviser in the Commonwealth of Massachusetts.
This website is intended to introduce who we are, share our investment philosophy, and provide information about the services we offer.
It is not intended to offer personalized investment advice or create an advisory relationship without direct engagement.
By accessing www.evergreenretirementplan.com (“Website”), you agree to the Terms and Conditions outlined here.
If you do not agree to these Terms, we respectfully ask that you refrain from using the Website.
We encourage you to print or save a copy of these Terms for your records.
Evergreen may update these Terms periodically without prior notice. Your continued use of the Website after any updates constitutes acceptance of the revised Terms.
General Information
All content provided on this Website is for general informational and educational purposes only.
While Evergreen believes the information provided is accurate and reliable, we do not guarantee its completeness or timeliness.
Nothing presented on this Website should be construed as personalized investment, tax, legal, or financial advice.
Formal investment advice can only be provided through a signed advisory agreement after Evergreen has gathered and reviewed detailed background information about a client’s financial situation and investment objectives.
Use of Online Tools and Email Collection
Evergreen may offer access to online tools such as risk assessments, planning modules, and calculators, including those powered by third-party platforms such as Nitrogen (formerly Riskalyze), RightCapital, and eMoney Advisor.
These tools are designed for general education and illustration only.
Outputs from these tools do not constitute a comprehensive financial plan or personalized investment advice.
Use of these tools does not establish an advisory relationship with Evergreen.
If you submit personal information (such as your name or email address) through these tools or other forms on the Website, you may be added to Evergreen’s email communications list.
You may unsubscribe from marketing emails at any time by following the link provided in our communications.
Submitting your information through these tools does not obligate you to become a client nor guarantee advisory services.
Privacy and Data Protection
Safeguarding your privacy is important to Evergreen.
We do not collect personal non-public information through this Website unless voluntarily provided by you through forms or communications.
Evergreen uses industry-standard cybersecurity practices to help protect client information and communications.
We may use cookies and similar technologies to enhance your browsing experience and improve Website performance.
Cookies collect information such as pages visited, time spent on the site, and browser type.
You may adjust your browser settings to refuse or delete cookies, though doing so may impact Website functionality.
We do not track users across third-party websites and do not respond to browser “Do Not Track” requests.
Please refer to our Privacy Policy for more details on how we collect, protect, and use client information.
Email Communications
Evergreen communicates with clients and prospective clients through email and other electronic means.
While we strive to protect sensitive information, we recommend that private information not be sent over unencrypted email.
If sensitive information needs to be shared, we are happy to provide a secure delivery method.
Emails sent to and from Evergreen may be monitored by our Chief Compliance Officer (CCO) or reviewed by regulatory authorities as part of our compliance responsibilities.
If you have received an email from us in error, please contact the sender immediately and delete the email and its contents.
Social Media and Public Communications
Evergreen may publish content on third-party platforms, including social media websites, blogs, and educational forums.
All such content is intended for informational purposes only and does not constitute personalized investment advice.
Advisory services are only provided through a formal engagement process and signed advisory agreements.
Posts, comments, or endorsements on third-party sites should not be interpreted as testimonials, recommendations, or endorsements of Evergreen’s services.
Third-Party Links
This Website may include links to third-party websites.
These external sites are provided for your convenience only.
Evergreen does not control, evaluate, endorse, or guarantee the content, services, or privacy practices of third-party websites.
Your use of such sites is at your own risk.
Custodian Disclosures and Security Guarantees
Evergreen Wealth Management LLC utilizes Charles Schwab & Co., Inc. (“Schwab”) as a qualified custodian for most client accounts.
Schwab provides clients with account security and asset protection features, including its own Schwab Security Guarantee.
Details about this guarantee are available directly on Schwab’s website: https://www.schwab.com/schwabsafe/security-guarantee
Please note:
Evergreen does not provide, underwrite, or guarantee Schwab’s Security Guarantee or any third-party protections.
All guarantees and protections are subject to the terms, conditions, and limitations set by the third-party provider.
Client Responsibilities
Clients are required to promptly notify Evergreen, in writing, of any changes to their financial situation, investment objectives, or any reasonable restrictions they wish to place on the management of their assets.
Such updates are necessary for Evergreen to provide ongoing, appropriate investment management and planning services.
Questions
If you have any questions about these Terms, our Privacy Policy, our use of technology, or our communications practices, please contact us directly.
We are happy to assist you.