Fee Structure
Big-Firm Experience. Institutional-Grade Technology.
Built-In Security—With a Common-Sense Fee.
A Common-Sense Approach
to Advisory Fees
Our flat-fee model mirrors our values:
avoid complexity, eliminate conflicts,
and always put clients first.
At Evergreen Wealth Management, we bring over a decade of experience at a large national firm into a boutique setting—offering personalized financial planning and investment management without the sales pitch or the traditional percentage-based pricing model.
You’ll have access to the same advanced, secure technology platforms used by the largest firms in wealth management, including:
- eMoney for financial planning and a secure, interactive client portal
- Charles Schwab’s iRebal® for automated, tax-aware portfolio management
- Nitrogen for aligning your investments with your personal risk tolerance
- Holistiplan for detailed tax analysis and uncovering planning opportunities
These tools are backed by institutional-level security protocols, giving you peace of mind that both your plan and your personal information are protected.
And best of all, we offer all of this under a flat, transparent monthly fee of $525. No percentage-based fees. No commissions. No pressure to move assets unnecessarily. Just straightforward, objective advice built around your goals—with clarity, security, and confidence.
A Fee Structure That Puts You First
We charge a flat, all-inclusive fee of $525 per month,
regardless of how much you invest. That means:
Your cost is predictable
and transparent
Our advice is always objective
and aligned with your goals
There’s no pressure to move
assets just to generate fees
Why a Flat Fee?
Most advisory firms charge around 1% of assets under management.
Under that model, as your portfolio grows, your fees can
rise dramatically—often without any change in service.
We think there’s a better way.
As the chart above shows, clients with larger portfolios can save thousands per year compared to percentage-based pricing.
At $2M in assets, a typical 1% advisor fee would be $20,000 annually. Our fee remains unchanged at $6,300 per year.
What’s Included in Your Fee
Your $525/month includes:
- Personalized financial planning using eMoney
- Investment risk alignment with Nitrogen
- Tax return analysis using Holistiplan
- Unlimited access to your advisor for planning
questions and check-ins
- Tax-aware, automated portfolio management with iRebal®
- Ongoing retirement, tax, and withdrawal strategy support
- Secure document sharing and communication tools
- Objective, conflict-free advice—no commissions,
no asset-based sales pressure
Unbiased, Agnostic Advice
We require a minimum of $500,000 in investable assets managed by Evergreen Wealth Management and held at Charles Schwab. This minimum ensures the flat fee remains proportionate to the value delivered.
Beyond that, we are agnostic about where you hold the rest of your assets. We won’t pressure you to move everything under our umbrella. Our advice is based solely on what makes the most sense for your financial picture.
That flexibility means:
- No pressure to transfer legacy
accounts or specialized assets
- No bias when advising on property sales, pensions, or outside investments
- Full respect for your desire to diversify across institutions
Who We’re a Good Fit For
(and Who We’re Probably Not)
We occupy a niche in the planning and investment world—offering high-touch,
sophisticated advice without the high AUM-based fees.
This model isn’t for everyone, and that’s okay. Here’s who we typically work best with:
We’re a great fit for:
- Retirees and pre-retirees looking for a long-term partner
- Clients who want transparent pricing and modern tools
- Those seeking objective, commission-free advice
- Individuals who value thoughtful, personalized planning
We may not be the best fit if:
- You have under $500,000 in investable assets
- You’re seeking access to private equity or in-house legal/tax teams
- You’re fully confident managing your own finances and future planning
- You want a one-time financial plan without ongoing support
Bottom Line
You shouldn’t have to pay more just because your portfolio grew. With Evergreen, you get a consistent fee, comprehensive planning, and the kind of attention and tools you’d expect from a large firm—without the hidden costs or sales agenda.
If you’re ready for a fresh, simplified approach to wealth management, let’s talk.
