What We Do

Financial Planning

Your Financial Life, Organized and Optimized 

Using eMoney, one of the most advanced and secure financial planning platforms available, we build and maintain a dynamic plan that evolves with you.

We pair powerful tools with real conversations to help you stay on track, make informed decisions, and see the bigger picture. 

• Track net worth and spending across all accounts (even outside accounts) 
• Model “what-if” retirement and income scenarios 
• Visualize tax projections and cash flow plans 
• Securely share documents and collaborate in real time 

Investment Management

Low-Cost, Tax-Efficient Portfolios—Built for You

We build portfolios using low-cost index funds, align them with your goals and risk tolerance, and manage them with institutional-grade technology.

Already have individual stocks or mutual funds? We’ll integrate what you own. Our goal is to reduce costs, limit taxes, and give you full confidence in your investments. 

• Custody through Charles Schwab 
• Tax-aware investing for non-retirement accounts 
• Transparent portfolio analysis with Nitrogen 
• Personalized rebalancing and tax management via iRebal 

Retirement Planning

Clarity and Confidence for Life’s Next Chapter 

Whether you’re planning to retire soon or are already there, we help you build a strategy that balances income, lifestyle, and flexibility.

And while the numbers matter, we never lose sight of what you value. Your comfort and peace of mind always come first. 

• Social Security optimization (including support on SSA calls) 
• Personalized retirement income strategies 
• Visual “what-if” modeling in eMoney 
• Tax-efficient withdrawal planning 

Tax Planning

Planning Beyond the Return

We take a proactive, year-round approach to tax planning—minimizing your lifetime tax burden and helping you avoid costly surprises.

Your tax strategy is fully integrated with your financial and retirement plans. 

• Analyze your tax return using Holistiplan 
• Model scenarios like Roth conversions and charitable giving 
• Help manage your tax brackets with precision 
• Collaborate directly with your CPA through your secure client portal 

Personal Wealth CFO

Think of us as your financial partner on retainer—helping simplify your entire financial life, not just your investments. 

Your tax strategy is fully integrated with your financial and retirement plans. 

• Educate and support the next generation (no extra fee) 
• Work directly with your CPA or estate attorney 
• Identify idle cash and optimize it for higher yields 
• Review and update beneficiary designations to avoid probate