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Fiduciary, Flat-Fee, or 1% AUM: Understanding How Financial Advisors Really Charge
When most people start looking for a financial advisor, one word comes up again and again: fiduciary. You’ll often hear that you should “only work with a fiduciary advisor.” That’s…
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Flat-Fee vs. Project-Based vs. 1% AUM Advisors: Which Model Fits You Best?
Choosing a financial advisor can feel confusing—especially when each firm charges in a different way. Some charge a flat annual…
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Don’t Overlook the Spousal IRA: A Retirement Savings Opportunity
What Is a Spousal IRA? A Spousal IRA allows a working spouse to contribute to an IRA on behalf of…
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Financial Decisions Are About Trade-Offs—Not Right or Wrong
In financial planning, people often want to know: “Is this a good strategy?” The real answer? It depends. Our industry…
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Managing Volatility in Retirement: Protecting Against Market Losses and Currency Debasement
Retirement can be the most rewarding chapter of your life — but it can also be the most financially vulnerable.…
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Social Security Timing for Massachusetts Retirees: The Real Costs of Claiming Early vs. Waiting
For many retirees in Massachusetts — whether you live in Newton, Wellesley, Lexington, or along the South Shore — deciding…
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Creating Your Own Paycheck in Retirement: Turning Savings into Steady Income
Introduction For decades, you’ve been working for a paycheck. It arrived every two weeks, like clockwork, giving you the confidence…
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Real Retiree Scenarios Under the Big Beautiful Bill
Over the past five blog posts, we’ve walked through how the One Big Beautiful Bill (OBBB) could affect retirees when…
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Social Security, Medicare & Income Planning: What Retirees Need to Watch
In this post of our Big Beautiful Bill series, we turn our attention to two programs that form the foundation…
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Estate Planning in a Changing Landscape: What Retirees Need to Know Now
In this installment of our ongoing series on the One Big Beautiful Bill (OBBB), we shift our focus to estate…